It's ok to have bad credit. In fact, most people today have a less-than-ideal score. That doesn't mean you shouldn't be able to get loan when you really need one. The good news is that there are multiple options when it comes to bad credit loans. All sorts of different loans are available to you, even when you don't have a perfect credit score.
Oftentimes, most California title loans will not require a credit check, and subsequently your financial history will have zero impact on your approval. All the lending opportunities we offer are no credit check offers, so you'll never have to worry about your score coming between you and the money you need. Think of our lenders as good options for those with a weaker credit history and even those without credit.
Pawning can be a pretty strict game, but it does serve an immediate need. Pawns, or a loan that withholds an item of value as collateral, are certainly the fastest way to get hard cash when you're in need - forget waiting days, and instead get cash within as little as 24 hours! Before you consider a bad credit lending opportunity, there are a couple of things to remember.
First, you'll need a lien-free vehicle and proof of ID. Second, you'll have a flexible repayment period based on your needs. So consider how you want to pay off your low interest loan.
Payday loans, or cash advances, borrow directly against your own funds. Essentially, you borrow now and you pay back within a short period of time, generally a month. These loans are fast, but often unsecure and with fees that seem small to start, but should they get compounded, end up posing a significant cost to the borrower. They work best when you know you have cash coming, and just need a little more to make it between now and then.
Especially in California, a title loan is probably your best bet for bad credit borrowing. Why? Because they're secure, they're quick, and they have benefits that the other guys just don't:
And unlike pawning, you keep your car while you repay. It's the fast, secure way to borrow, and you can get started with a single online application.
So don't worry about bad credit - it doesn't have to stop you from getting the loan you need. There are plenty of options out there, and our application can help get you started with the best ones.
By working with our lenders, you could end up saving up to 20% on your repayment, and eliminate the risk of being taken advantage of.
Get A Free Quote! - Find out how much you can get before going to a store.